1️⃣ General Questions
❓ What is Realestiq?
Realestiq is a real estate investment platform that allows individuals to invest in small housing projects in urban India with as little as ₹5000 ( See all Investment Plans). It provides an opportunity for small investors to benefit from the lucrative Housing and Construction market in Urban India.
❓ How does Realestiq work?
Realestiq pools investments from multiple investors and deploys funds into high-potential, small housing projects in fast-growing urban areas. Investors earn returns from sales of the constructed independent floors (See Projects), making real estate investment accessible and profitable for everyone.
❓ Who can invest in Realestiq?
Anyone above 18 years of age, Indian residents and NRIs, can invest through Realestiq. You don’t need to be a high-net-worth individual—even first-time investors can start with just ₹5000. (Invest Now)
❓ Is Realestiq a real estate company or a fund?
Realestiq is a real estate developer and an investment platform that also partners with reputed developers to create profitable housing projects. We focus on maximizing investor returns through strategic property investments.(See returns comparison)
2️⃣ Investment & Returns
❓ How much do I need to start investing?
You can start investing with just ₹5000 ( See Plans). This low entry point makes it easy for small investors to diversify their investments in real estate development ,the most profitable stage of real estate ( Find out more).
❓ What kind of returns can I expect?
Returns vary based on market conditions and your investment plans. However, historically, Realestiq’s projects have provided annual returns ranging from 12% to 28% ( See Past Performance). Our investors earn better returns than high risk investments like Stock Market and Mutual Funds while the risk on their investments is almost as low as a Fixed Deposit.
❓ How is my investment used?
Your investment is pooled with other investors and deployed into affordable housing projects in urban India. These funds are used for property acquisition and development . These Projects when sold give a healthy return to the Realestiq fund. These profits are then distributed annually to the Investors according to their Investment Plan. These returns can be withdrawn by the investors once their lock in period is over.
❓ When will I start earning returns?
Returns are announced annually to the investors. These are reinvested along with the orignal investment in new projects till the lock in period is over which gives a healthy compunding return to our investors. Depending upon the Investment plans chosen, the investors can withdraw returns annually also. (See investment plans ). All the investors can withdraw full amount when their lock in period is over.
❓ Can I reinvest my returns?
Yes! You can reinvest your returns into new projects to compound your wealth. This helps in maximizing long-term gain
3️⃣ Risks & Security
❓ Is real estate investment risky?
Real estate is one of the safest investment options compared to stocks and crypto. Realestiq further minimizes risk by investing in affordable housing projects with high demand across different cities in India.
❓ What happens if a project fails?
Realestiq mitigates risks by carefully selecting projects, partnering with reputed developers, and diversifying investments across multiple properties. The highest risk in a project is that one of the four Builder floors ( See Projects ) takes a month or longer to sell once completed, Till then it remains an asset. It will sell eventually and the profit added to the Realestiq fund. However , In Past Realestiq has faced slow years in 2021 and 2022 . The construction had to be stopped for months due to Covid. Still Realestiq managed to give almost double the returns of Fixed Deposits to our investors.( See Past Performance)
❓ How secure is my money?
Our past performances are testimony to our robust , technology based systems and business processes. Our Business Plan and the Lucrative Housing Market in Urban India has made sure that we have always given positive returns to our investors year on year. The returns may vary from 12% to 28% ,but we at Realestiq are proud of the fact ,that not one of our investor’s investment ever, has reduced from his/her orignal investment.
❓ Can I lose my money?
Unlike stocks, real estate investments are backed by physical assets, making losses unlikely. However, returns may fluctuate based on market trends and property demand. However , like all businesses , the risks are involved in housing business as well, namely natural calamities like earthquakes, floods , pandemic can delay projects. We at Realestiq believe in transparecy and communication with our investors . All developments are communicated to our investors regularly.
4️⃣ Withdrawal & Exit
❓ Can I withdraw my investment anytime?
Real estate investments are typically medium-to-long-term. However, Realestiq offers short Lock in periods, from as short as 3 years upto 7 years.(See investment Plans). Some plans have options to withdraw returns annually. Investors can withdraw full amount ( orignal investments plus returns) after Lock in period ends. Needless to mention, the longer the tock in period , higher the slab of annual return.
❓ Can I invest multiple times ?
Yes, You can invest multiple times, The new investment will be treated like a seperate block .
❓ Are there any penalties for early withdrawal?
Early withdrawls are not allowed because the the investment has been invested in some project. However in emergency situations( adequate proof needed) the orignal investment is returned after 7.3 % percent deduction.
❓When do I get the withdrawal after my Lock in period has ended ?
Realestiq disburses the individual fund value of the eligible ( lock in period over ) accounts every quarter. Your amount will be disbursed at the end of the quarter of your orignal date of the investment. The four quarters are
1 April to 30 June,
1 July to 30 September
1 October to 31 December
1 January to 31 March
Example- If you had invested Rs 1 lakh on 22nd March 2023 , with a lock in period of three years. Your orignal investment 1 lakh plus your total profits will be disbursed after 31st March 2026.
5️⃣ Projects
❓What kind of projects does Realestiq Invests in ?
Realestiq operates in 15 cities of India. The projects are stand alone builder floors. ( See Projects). These projects are developed as per local laws and compliances and then sold individually as independent floors.
The projects can cost (Land And Building ) from Rs 50 lakhs to Rs 25 Crores. The key point being Turn Around Time of each project. The projects Realestiq invests in are acquired , developed and sold within 8 to 20 months. This gives healthy returns to the Realestiq fund.
❓Can I Choose the project to invest in ?
No, The investments are pooled together and then the profits after sales are returned to the central pool. Then depending upon the investment plan chosen and annual profits of that financial year, the profits are divided among the investors.
❓How does Realestiq chose projects to invest in ?
Our historical data of the localities in the cities, local area expertise, big data and market trends analysis by Artificial Intelligence are some of the tools used to identify projects. These processes ensure that the worst case scenario is, some inventory ( Builder floors ) being sold later than expected. So historically, there has never been a project which gave a negative return to the fund. There is always profit from projects. Only the amount of profit varies from project to proiject.
6️⃣ Realestiq vs. Other Investments
❓ How is Realestiq different from traditional real estate investment?
Traditional real estate requires lakhs of rupees even crores in some cities. Realestiq allows investors to start with just ₹5000 and earn returns from Real estate development .
❓ Why is real estate better than the stock market?
1️⃣ Real estate is stable – Stocks are volatile.
2️⃣ Your investment is secured – Stocks can drop to zero.
3️⃣ Tangible asset – Real estate has intrinsic value, unlike stocks.
❓ How does Realestiq compare to mutual funds?
1️⃣ Real estate gives higher returns (historically, 12-28%) vs. mutual funds (8-12%). ( See comparison Chart )
2️⃣ Less market risk – Mutual funds are impacted by stock fluctuations.
3️⃣ Real estate is a tangible asset – Mutual funds are market-dependent.
7️⃣ Have more Questions ? Contact us.
❓ How do I contact Realestiq for support?
You can reach us via:
📧 Email: support@realestiq.com
📞 Whatsapp: +91-8383095098
🌐 Website: www.realestiq.com
❓ Does Realestiq have a mobile app?
Coming soon! For our Executive Investment plans, we are developing a user-friendly mobile app for easier investment tracking and management.